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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $963,990 | $209,422+360.3% | $178,503+440.0% | $158,982+506.4% |
| Participation rate | 33.3% | 86.4%-53.0pp | 81.9%-48.6pp | 82.0%-48.6pp |
| Annual return | 30.63% | 188.81%-158.2pp | 151.12%-120.5pp | 302.99%-272.4pp |
| Employer contribution / active EE | $1,986 | $5,707-65.2% | $5,011-60.4% | $4,763-58.3% |
| Participant deferral / active EE | $8,333 | $5,955+39.9% | $5,202+60.2% | $5,983+39.3% |
| Admin fee / account holder | $0 | $17,079-100.0% | $13,987-100.0% | $11,252-100.0% |