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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,978 | $157,276-84.8% | $141,177-83.0% | $152,885-84.3% |
| Participation rate | 83.3% | 84.8%-1.5pp | 82.5%+0.9pp | 82.5%+0.9pp |
| Annual return | 29.82% | 64.33%-34.5pp | 71.40%-41.6pp | 345.39%-315.6pp |
| Employer contribution / active EE | $1,683 | $5,262-68.0% | $4,736-64.5% | $4,763-64.7% |
| Participant deferral / active EE | $7,777 | $7,110+9.4% | $6,710+15.9% | $5,851+32.9% |
| Admin fee / account holder | $504 | $12,123-95.8% | $10,263-95.1% | $11,598-95.7% |