Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,276 | $52,279-86.1% | $89,414-91.9% | $79,852-90.9% |
| Participation rate | 95.3% | 57.5%+37.8pp | 68.0%+27.3pp | 69.6%+25.7pp |
| Annual return | 9.39% | 22.16%-12.8pp | 245.50%-236.1pp | 31.72%-22.3pp |
| Employer contribution / active EE | $3,685 | $1,572+134.5% | $2,586+42.5% | $2,471+49.1% |
| Participant deferral / active EE | $0 | $2,740-100.0% | $3,890-100.0% | $3,740-100.0% |
| Admin fee / account holder | $3,899 | $3,356+16.2% | $4,883-20.2% | $5,306-26.5% |