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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,244 | $199,109-57.2% | $173,730-50.9% | $154,746-44.9% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 16.93% | 20.02%-3.1pp | 19.96%-3.0pp | 172.34%-155.4pp |
| Employer contribution / active EE | $3,366 | $5,311-36.6% | $4,577-26.5% | $4,379-23.1% |
| Participant deferral / active EE | $12,156 | $7,113+70.9% | $6,326+92.1% | $6,730+80.6% |
| Admin fee / account holder | $9,586 | $20,916-54.2% | $17,523-45.3% | $14,365-33.3% |