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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,381 | $198,457-86.7% | $170,435-84.5% | $147,586-82.1% |
| Participation rate | 93.3% | 88.0%+5.4pp | 83.6%+9.7pp | 82.8%+10.5pp |
| Annual return | 21.65% | 257.30%-235.7pp | 205.94%-184.3pp | 578.59%-556.9pp |
| Employer contribution / active EE | $4,148 | $6,183-32.9% | $5,432-23.6% | $4,876-14.9% |
| Participant deferral / active EE | $4,709 | $5,629-16.4% | $4,939-4.7% | $5,439-13.4% |
| Admin fee / account holder | $1,430 | $16,852-91.5% | $13,881-89.7% | $10,886-86.9% |