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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,214 | $181,896-85.6% | $156,551-83.3% | $273,972-90.4% |
| Participation rate | 85.0% | 88.4%-3.4pp | 84.0%+1.0pp | 83.0%+2.0pp |
| Annual return | 6.96% | 30.74%-23.8pp | 32.23%-25.3pp | 41.46%-34.5pp |
| Employer contribution / active EE | $3,212 | $6,248-48.6% | $5,501-41.6% | $4,869-34.0% |
| Participant deferral / active EE | $3,009 | $5,550-45.8% | $4,871-38.2% | $5,287-43.1% |
| Admin fee / account holder | $836 | $15,560-94.6% | $13,028-93.6% | $10,133-91.7% |