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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,567 | $114,093-70.6% | $96,171-65.1% | $167,536-80.0% |
| Participation rate | 44.4% | 75.1%-30.6pp | 68.4%-24.0pp | 82.1%-37.7pp |
| Annual return | 17.14% | 190.00%-172.9pp | 192.04%-174.9pp | 478.82%-461.7pp |
| Employer contribution / active EE | $1,058 | $3,429-69.2% | $2,799-62.2% | $4,839-78.1% |
| Participant deferral / active EE | $4,213 | $5,197-18.9% | $4,350-3.2% | $6,342-33.6% |
| Admin fee / account holder | $526 | $6,899-92.4% | $5,538-90.5% | $12,315-95.7% |