Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PAYCHEX, INC.1+ years Service code 15 · EIN 16-1124166 | Recordkeeping | $195 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,818 | $53,412-51.7% | $68,509-62.3% | $52,331-50.7% |
| Participation rate | 19.9% | 71.7%-51.8pp | 74.7%-54.8pp | 68.1%-48.2pp |
| Annual return | -0.73% | 3.42%-4.1pp | 8.27%-9.0pp | 4.54%-5.3pp |
| Employer contribution / active EE | $336 | $1,607-79.1% | $2,278-85.3% | $1,882-82.2% |
| Participant deferral / active EE | $908 | $2,688-66.2% | $3,382-73.2% | $3,022-70.0% |
| Admin fee / account holder | $5 | $461-99.0% | $5,275-99.9% | $592-99.2% |