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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,193,835 | $175,259+581.2% | $149,723+697.4% | $139,487+755.9% |
| Participation rate | 33.3% | 83.4%-50.1pp | 78.8%-45.4pp | 80.3%-47.0pp |
| Annual return | 23.82% | 166.82%-143.0pp | 134.50%-110.7pp | 373.84%-350.0pp |
| Employer contribution / active EE | $2,733 | $5,478-50.1% | $4,821-43.3% | $4,755-42.5% |
| Participant deferral / active EE | $6,833 | $6,522+4.8% | $5,682+20.3% | $6,713+1.8% |
| Admin fee / account holder | $60 | $16,158-99.6% | $13,215-99.5% | $11,407-99.5% |