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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,144,308 | $217,432+426.3% | $185,849+515.7% | $167,536+583.0% |
| Participation rate | 33.3% | 86.1%-52.7pp | 81.7%-48.4pp | 82.1%-48.8pp |
| Annual return | 21.77% | 148.42%-126.6pp | 122.10%-100.3pp | 478.82%-457.0pp |
| Employer contribution / active EE | $2,533 | $5,875-56.9% | $5,169-51.0% | $4,839-47.6% |
| Participant deferral / active EE | $5,750 | $6,357-9.6% | $5,569+3.3% | $6,342-9.3% |
| Admin fee / account holder | $60 | $19,818-99.7% | $16,244-99.6% | $12,315-99.5% |