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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 35-0145825 | Loan Processing | $50,127 |
PRONVEST2+ years Service code 26 · EIN 62-1823351 | Advisory (Participants) | $8,265 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,962 | $39,859-29.8% | $78,676-64.5% | $57,658-51.5% |
| Participation rate | 62.6% | 66.1%-3.5pp | 73.6%-11.0pp | 70.2%-7.6pp |
| Annual return | 12.17% | 18.96%-6.8pp | 62.19%-50.0pp | 5.13%+7.0pp |
| Employer contribution / active EE | $464 | $1,786-74.0% | $2,850-83.7% | $1,974-76.5% |
| Participant deferral / active EE | $2,400 | $2,248+6.8% | $3,517-31.7% | $3,061-21.6% |
| Admin fee / account holder | $25 | $76-67.3% | $4,510-99.4% | $95-73.6% |