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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,596 | $113,338+112.3% | $94,993+153.3% | $147,586+63.0% |
| Participation rate | 66.7% | 78.0%-11.3pp | 73.9%-7.2pp | 82.8%-16.2pp |
| Annual return | 20.42% | 20.80%-0.4pp | 27.14%-6.7pp | 578.59%-558.2pp |
| Employer contribution / active EE | $14,297 | $3,160+352.4% | $2,603+449.1% | $4,876+193.2% |
| Participant deferral / active EE | $12,809 | $3,777+239.1% | $3,317+286.1% | $5,439+135.5% |
| Admin fee / account holder | $1,362 | $6,063-77.5% | $4,960-72.5% | $10,886-87.5% |