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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,933 | $101,063-65.4% | $81,473-57.1% | $147,586-76.3% |
| Participation rate | 88.9% | 74.5%+14.4pp | 68.0%+20.9pp | 82.8%+6.1pp |
| Annual return | 20.84% | 32.41%-11.6pp | 38.78%-17.9pp | 578.59%-557.8pp |
| Employer contribution / active EE | $2,211 | $3,206-31.0% | $2,568-13.9% | $4,876-54.7% |
| Participant deferral / active EE | $5,633 | $4,242+32.8% | $3,537+59.3% | $5,439+3.6% |
| Admin fee / account holder | $514 | $5,812-91.2% | $4,561-88.7% | $10,886-95.3% |