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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,732 | $93,064-77.7% | $74,577-72.2% | $273,972-92.4% |
| Participation rate | 95.0% | 74.9%+20.1pp | 68.1%+26.9pp | 83.0%+12.0pp |
| Annual return | 7.72% | 26.18%-18.5pp | 20.47%-12.7pp | 41.46%-33.7pp |
| Employer contribution / active EE | $1,887 | $3,160-40.3% | $2,525-25.3% | $4,869-61.3% |
| Participant deferral / active EE | $2,928 | $4,160-29.6% | $3,458-15.3% | $5,287-44.6% |
| Admin fee / account holder | $792 | $5,273-85.0% | $4,138-80.9% | $10,133-92.2% |