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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,395 | $175,231-1.6% | $149,696+15.2% | $139,466+23.6% |
| Participation rate | 85.7% | 83.4%+2.3pp | 78.8%+6.9pp | 80.3%+5.4pp |
| Annual return | 13.34% | 166.77%-153.4pp | 134.46%-121.1pp | 373.66%-360.3pp |
| Employer contribution / active EE | $3,493 | $5,478-36.2% | $4,821-27.5% | $4,754-26.5% |
| Participant deferral / active EE | $16,589 | $6,521+154.4% | $5,682+192.0% | $6,712+147.2% |
| Admin fee / account holder | $1,456 | $16,155-91.0% | $13,212-89.0% | $11,409-87.2% |