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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $821,124 | $175,231+368.6% | $149,696+448.5% | $139,466+488.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 7.63% | 166.77%-159.1pp | 134.46%-126.8pp | 373.66%-366.0pp |
| Employer contribution / active EE | $22,385 | $5,478+308.6% | $4,821+364.3% | $4,754+370.9% |
| Participant deferral / active EE | $11,250 | $6,521+72.5% | $5,682+98.0% | $6,712+67.6% |
| Admin fee / account holder | $4,562 | $16,155-71.8% | $13,212-65.5% | $11,409-60.0% |