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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $754,437 | $209,422+260.2% | $178,503+322.6% | $158,982+374.5% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 5.98% | 188.81%-182.8pp | 151.12%-145.1pp | 302.99%-297.0pp |
| Employer contribution / active EE | $19,444 | $5,707+240.7% | $5,011+288.0% | $4,763+308.2% |
| Participant deferral / active EE | $10,400 | $5,955+74.6% | $5,202+99.9% | $5,983+73.8% |
| Admin fee / account holder | $4,278 | $17,079-75.0% | $13,987-69.4% | $11,252-62.0% |