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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,379 | $112,935+45.6% | $90,970+80.7% | $158,966+3.4% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 11.80% | 215.79%-204.0pp | 134.58%-122.8pp | 302.95%-291.2pp |
| Employer contribution / active EE | $17,927 | $2,895+519.4% | $2,122+744.6% | $4,762+276.4% |
| Participant deferral / active EE | $11,270 | $4,129+172.9% | $3,373+234.1% | $5,983+88.4% |
| Admin fee / account holder | $1,332 | $8,045-83.4% | $5,960-77.6% | $11,250-88.2% |