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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,965 | $175,231-30.4% | $149,696-18.5% | $139,466-12.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 24.45% | 166.77%-142.3pp | 134.46%-110.0pp | 373.66%-349.2pp |
| Employer contribution / active EE | $10,417 | $5,478+90.2% | $4,821+116.1% | $4,754+119.1% |
| Participant deferral / active EE | $11,040 | $6,521+69.3% | $5,682+94.3% | $6,712+64.5% |
| Admin fee / account holder | $560 | $16,155-96.5% | $13,212-95.8% | $11,409-95.1% |