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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,219 | $202,342-80.6% | $172,753-77.3% | $152,909-74.4% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 28.99% | 1029.88%-1000.9pp | 803.00%-774.0pp | 345.46%-316.5pp |
| Employer contribution / active EE | $8,798 | $5,857+50.2% | $5,144+71.0% | $4,764+84.7% |
| Participant deferral / active EE | $9,194 | $5,948+54.6% | $5,198+76.9% | $5,851+57.1% |
| Admin fee / account holder | $324 | $17,112-98.1% | $13,956-97.7% | $11,601-97.2% |