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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,006 | $183,539-11.7% | $155,556+4.1% | $145,897+11.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 16.98% | 61.31%-44.3pp | 64.84%-47.9pp | 552.29%-535.3pp |
| Employer contribution / active EE | $13,417 | $5,315+152.4% | $4,675+187.0% | $4,663+187.8% |
| Participant deferral / active EE | $15,584 | $6,467+141.0% | $5,631+176.8% | $6,689+133.0% |
| Admin fee / account holder | $787 | $19,275-95.9% | $15,885-95.0% | $13,390-94.1% |