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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $461,494 | $76,407+504.0% | $150,298+207.1% | $82,448+459.7% |
| Participation rate | 86.5% | 66.4%+20.1pp | 77.8%+8.7pp | 68.1%+18.4pp |
| Annual return | 21.54% | 39.99%-18.5pp | 62.79%-41.2pp | 41.64%-20.1pp |
| Employer contribution / active EE | $1,687 | $2,614-35.5% | $4,154-59.4% | $2,551-33.9% |
| Participant deferral / active EE | $7,541 | $3,214+134.6% | $5,453+38.3% | $4,139+82.2% |
| Admin fee / account holder | $10,329 | $6,352+62.6% | $14,116-26.8% | $7,234+42.8% |