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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $381,898 | $148,623+157.0% | $135,974+180.9% | $139,466+173.8% |
| Participation rate | 83.3% | 83.9%-0.5pp | 81.9%+1.4pp | 80.3%+3.0pp |
| Annual return | 14.02% | 79.30%-65.3pp | 68.30%-54.3pp | 373.66%-359.6pp |
| Employer contribution / active EE | $7,797 | $5,246+48.6% | $4,859+60.5% | $4,754+64.0% |
| Participant deferral / active EE | $13,178 | $8,103+62.6% | $7,760+69.8% | $6,712+96.3% |
| Admin fee / account holder | $1,962 | $12,406-84.2% | $10,767-81.8% | $11,409-82.8% |