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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,267 | $157,296+34.9% | $141,191+50.3% | $152,897+38.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 21.11% | 64.34%-43.2pp | 71.41%-50.3pp | 345.43%-324.3pp |
| Employer contribution / active EE | $7,444 | $5,262+41.5% | $4,736+57.2% | $4,764+56.3% |
| Participant deferral / active EE | $12,388 | $7,111+74.2% | $6,710+84.6% | $5,851+111.7% |
| Admin fee / account holder | $4,515 | $12,125-62.8% | $10,264-56.0% | $11,599-61.1% |