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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,792 | $127,273-16.9% | $109,895-3.7% | $167,518-36.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.2%+25.8pp | 82.1%+17.9pp |
| Annual return | 6.01% | 22.97%-17.0pp | 29.46%-23.4pp | 478.71%-472.7pp |
| Employer contribution / active EE | $5,175 | $3,324+55.7% | $2,843+82.0% | $4,838+7.0% |
| Participant deferral / active EE | $14,925 | $4,515+230.5% | $4,049+268.6% | $6,342+135.3% |
| Admin fee / account holder | $912 | $7,117-87.2% | $6,067-85.0% | $12,312-92.6% |