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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,193 | $175,259-54.8% | $149,723-47.1% | $139,487-43.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.96% | 166.82%-151.9pp | 134.50%-119.5pp | 373.84%-358.9pp |
| Employer contribution / active EE | $2,039 | $5,478-62.8% | $4,821-57.7% | $4,755-57.1% |
| Participant deferral / active EE | $12,320 | $6,522+88.9% | $5,682+116.8% | $6,713+83.5% |
| Admin fee / account holder | $597 | $16,158-96.3% | $13,215-95.5% | $11,407-94.8% |