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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,448 | $209,422-66.8% | $178,503-61.1% | $158,982-56.3% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 14.25% | 188.81%-174.6pp | 151.12%-136.9pp | 302.99%-288.7pp |
| Employer contribution / active EE | $1,863 | $5,707-67.4% | $5,011-62.8% | $4,763-60.9% |
| Participant deferral / active EE | $8,634 | $5,955+45.0% | $5,202+66.0% | $5,983+44.3% |
| Admin fee / account holder | $475 | $17,079-97.2% | $13,987-96.6% | $11,252-95.8% |