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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,219 | $86,298-17.5% | $111,308-36.0% | $85,847-17.0% |
| Participation rate | 55.6% | 73.3%-17.8pp | 77.3%-21.8pp | 69.3%-13.8pp |
| Annual return | 18.64% | 19.99%-1.3pp | 54.67%-36.0pp | 318.61%-300.0pp |
| Employer contribution / active EE | $1,118 | $2,044-45.3% | $2,732-59.1% | $2,565-56.4% |
| Participant deferral / active EE | $2,606 | $3,641-28.4% | $4,487-41.9% | $3,952-34.1% |
| Admin fee / account holder | $126 | $8,189-98.5% | $7,965-98.4% | $6,261-98.0% |