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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,946 | $100,073-31.1% | $85,126-19.0% | $145,877-52.7% |
| Participation rate | 60.0% | 74.1%-14.1pp | 67.5%-7.5pp | 80.3%-20.3pp |
| Annual return | 14.17% | 84.11%-69.9pp | 66.63%-52.5pp | 551.28%-537.1pp |
| Employer contribution / active EE | $0 | $3,236-100.0% | $2,731-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,205 | $5,294-58.4% | $4,523-51.3% | $6,691-67.0% |
| Admin fee / account holder | $22,811 | $7,261+214.2% | $6,160+270.3% | $13,402+70.2% |