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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,843 | $93,117-41.1% | $77,096-28.9% | $134,532-59.2% |
| Participation rate | 77.8% | 74.5%+3.3pp | 67.9%+9.9pp | 81.2%-3.5pp |
| Annual return | -21.91% | 62.67%-84.6pp | 42.35%-64.3pp | 418.27%-440.2pp |
| Employer contribution / active EE | $0 | $3,420-100.0% | $2,814-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $5,453 | $5,241+4.0% | $4,429+23.1% | $6,401-14.8% |
| Admin fee / account holder | $4,335 | $6,948-37.6% | $5,428-20.1% | $11,429-62.1% |