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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,946 | $100,203-31.2% | $85,240-19.1% | $145,897-52.7% |
| Participation rate | 60.0% | 74.1%-14.1pp | 67.5%-7.5pp | 80.3%-20.3pp |
| Annual return | 14.17% | 84.28%-70.1pp | 66.75%-52.6pp | 552.29%-538.1pp |
| Employer contribution / active EE | $0 | $3,242-100.0% | $2,735-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,205 | $5,299-58.4% | $4,527-51.3% | $6,689-67.0% |
| Admin fee / account holder | $22,811 | $7,265+214.0% | $6,165+270.0% | $13,390+70.4% |