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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,475 | $106,247-62.8% | $96,515-59.1% | $139,466-71.7% |
| Participation rate | 66.7% | 77.8%-11.2pp | 74.3%-7.7pp | 80.3%-13.7pp |
| Annual return | 12.04% | 38.47%-26.4pp | 35.73%-23.7pp | 373.66%-361.6pp |
| Employer contribution / active EE | $12,763 | $4,106+210.8% | $3,740+241.3% | $4,754+168.5% |
| Participant deferral / active EE | $13,331 | $5,456+144.4% | $4,880+173.2% | $6,712+98.6% |
| Admin fee / account holder | $140,916 | $7,885+1687.1% | $6,735+1992.2% | $11,409+1135.2% |