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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,678 | $157,276+121.7% | $141,177+147.0% | $152,885+128.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 14.95% | 64.33%-49.4pp | 71.40%-56.4pp | 345.39%-330.4pp |
| Employer contribution / active EE | $5,771 | $5,262+9.7% | $4,736+21.9% | $4,763+21.2% |
| Participant deferral / active EE | $11,973 | $7,110+68.4% | $6,710+78.4% | $5,851+104.6% |
| Admin fee / account holder | $11,577 | $12,123-4.5% | $10,263+12.8% | $11,598-0.2% |