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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,390 | $108,897-64.7% | $100,378-61.8% | $145,877-73.7% |
| Participation rate | 83.3% | 83.0%+0.4pp | 81.5%+1.8pp | 80.3%+3.0pp |
| Annual return | 12.93% | 58.17%-45.2pp | 49.41%-36.5pp | 551.28%-538.4pp |
| Employer contribution / active EE | $3,882 | $4,420-12.2% | $3,942-1.5% | $4,663-16.8% |
| Participant deferral / active EE | $8,837 | $8,455+4.5% | $8,087+9.3% | $6,691+32.1% |
| Admin fee / account holder | $8,728 | $9,690-9.9% | $7,899+10.5% | $13,402-34.9% |