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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,288 | $175,259+123.3% | $149,723+161.3% | $139,487+180.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 19.23% | 166.82%-147.6pp | 134.50%-115.3pp | 373.84%-354.6pp |
| Employer contribution / active EE | $2,472 | $5,478-54.9% | $4,821-48.7% | $4,755-48.0% |
| Participant deferral / active EE | $5,200 | $6,522-20.3% | $5,682-8.5% | $6,713-22.5% |
| Admin fee / account holder | $3,752 | $16,158-76.8% | $13,215-71.6% | $11,407-67.1% |