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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,517 | $217,432+81.0% | $185,851+111.7% | $167,553+134.9% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 18.14% | 148.43%-130.3pp | 122.11%-104.0pp | 478.89%-460.8pp |
| Employer contribution / active EE | $2,472 | $5,874-57.9% | $5,168-52.2% | $4,840-48.9% |
| Participant deferral / active EE | $5,300 | $6,357-16.6% | $5,569-4.8% | $6,343-16.4% |
| Admin fee / account holder | $3,871 | $19,820-80.5% | $16,245-76.2% | $12,316-68.6% |