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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $674,005 | $223,823+201.1% | $211,142+219.2% | $154,746+335.6% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 14.08% | 50.39%-36.3pp | 46.84%-32.8pp | 172.34%-158.3pp |
| Employer contribution / active EE | $19,783 | $6,787+191.5% | $6,442+207.1% | $4,379+351.8% |
| Participant deferral / active EE | $10,933 | $9,750+12.1% | $9,284+17.8% | $6,730+62.4% |
| Admin fee / account holder | $28,868 | $19,707+46.5% | $19,076+51.3% | $14,365+101.0% |