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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $477,940 | $167,522+185.3% | $151,639+215.2% | $134,532+255.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -10.78% | 7.81%-18.6pp | 3.34%-14.1pp | 418.27%-429.0pp |
| Employer contribution / active EE | $15,794 | $6,828+131.3% | $6,165+156.2% | $4,741+233.1% |
| Participant deferral / active EE | $9,600 | $8,986+6.8% | $8,363+14.8% | $6,401+50.0% |
| Admin fee / account holder | $24,776 | $13,780+79.8% | $11,613+113.3% | $11,429+116.8% |