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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $674,005 | $209,336+222.0% | $197,124+241.9% | $137,256+391.1% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 14.08% | 48.09%-34.0pp | 44.34%-30.3pp | 220.34%-206.3pp |
| Employer contribution / active EE | $19,783 | $6,591+200.2% | $6,227+217.7% | $4,156+376.0% |
| Participant deferral / active EE | $10,933 | $9,614+13.7% | $9,135+19.7% | $6,407+70.7% |
| Admin fee / account holder | $28,868 | $17,308+66.8% | $16,298+77.1% | $12,270+135.3% |