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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,720 | $148,623-57.1% | $135,974-53.1% | $139,466-54.3% |
| Participation rate | 87.5% | 83.9%+3.6pp | 81.9%+5.6pp | 80.3%+7.2pp |
| Annual return | 19.05% | 79.30%-60.2pp | 68.30%-49.3pp | 373.66%-354.6pp |
| Employer contribution / active EE | $4,293 | $5,246-18.2% | $4,859-11.7% | $4,754-9.7% |
| Participant deferral / active EE | $6,654 | $8,103-17.9% | $7,760-14.3% | $6,712-0.9% |
| Admin fee / account holder | $31,138 | $12,406+151.0% | $10,767+189.2% | $11,409+172.9% |