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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,215 | $111,830-44.4% | $93,696-33.6% | $145,884-57.4% |
| Participation rate | 63.6% | 74.2%-10.6pp | 68.7%-5.1pp | 80.3%-16.7pp |
| Annual return | 14.71% | 204.08%-189.4pp | 133.74%-119.0pp | 551.85%-537.1pp |
| Employer contribution / active EE | $1,349 | $3,093-56.4% | $2,422-44.3% | $4,662-71.1% |
| Participant deferral / active EE | $7,471 | $4,920+51.9% | $4,417+69.2% | $6,690+11.7% |
| Admin fee / account holder | $6,020 | $10,249-41.3% | $8,287-27.3% | $13,392-55.0% |