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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,699 | $102,696-46.7% | $86,235-36.6% | $139,487-60.8% |
| Participation rate | 54.5% | 74.5%-20.0pp | 69.0%-14.4pp | 80.3%-25.8pp |
| Annual return | 39.30% | 1925.91%-1886.6pp | 1170.03%-1130.7pp | 373.84%-334.5pp |
| Employer contribution / active EE | $1,342 | $3,034-55.8% | $2,381-43.7% | $4,755-71.8% |
| Participant deferral / active EE | $4,351 | $4,679-7.0% | $3,987+9.1% | $6,713-35.2% |
| Admin fee / account holder | $328 | $8,667-96.2% | $6,856-95.2% | $11,407-97.1% |