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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,884 | $152,651-94.2% | $105,218-91.6% | $125,389-92.9% |
| Participation rate | 37.5% | 81.5%-44.0pp | 77.2%-39.7pp | 83.2%-45.7pp |
| Annual return | -2.16% | 8.24%-10.4pp | 5.33%-7.5pp | 282.24%-284.4pp |
| Employer contribution / active EE | $1,149 | $4,802-76.1% | $3,255-64.7% | $4,866-76.4% |
| Participant deferral / active EE | $1,356 | $6,660-79.6% | $4,867-72.1% | $5,352-74.7% |
| Admin fee / account holder | $0 | $14,248-100.0% | $6,992-100.0% | $9,541-100.0% |