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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,436 | $131,835-66.3% | $108,582-59.1% | $273,972-83.8% |
| Participation rate | 83.3% | 83.5%-0.1pp | 79.6%+3.8pp | 83.0%+0.3pp |
| Annual return | 5.63% | -91.57%+97.2pp | -51.70%+57.3pp | 41.46%-35.8pp |
| Employer contribution / active EE | $1,490 | $4,913-69.7% | $3,758-60.4% | $4,869-69.4% |
| Participant deferral / active EE | $8,039 | $5,127+56.8% | $4,311+86.5% | $5,287+52.0% |
| Admin fee / account holder | $1,163 | $10,253-88.7% | $7,645-84.8% | $10,133-88.5% |