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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,376 | $68,398-84.8% | $94,664-89.0% | $75,173-86.2% |
| Participation rate | 94.0% | 76.1%+17.9pp | 80.8%+13.2pp | 67.2%+26.8pp |
| Annual return | 50.24% | 616.72%-566.5pp | 156.84%-106.6pp | 160.72%-110.5pp |
| Employer contribution / active EE | $1,807 | $2,701-33.1% | $3,673-50.8% | $2,671-32.3% |
| Participant deferral / active EE | $2,346 | $6,537-64.1% | $7,417-68.4% | $4,126-43.1% |
| Admin fee / account holder | $1,464 | $5,324-72.5% | $7,222-79.7% | $5,651-74.1% |