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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,795 | $162,529-84.7% | $130,788-81.0% | $154,746-84.0% |
| Participation rate | 85.7% | 75.9%+9.9pp | 70.1%+15.6pp | 80.7%+5.0pp |
| Annual return | 19.52% | 510.48%-491.0pp | 386.44%-366.9pp | 172.34%-152.8pp |
| Employer contribution / active EE | $1,261 | $4,447-71.6% | $3,558-64.6% | $4,379-71.2% |
| Participant deferral / active EE | $2,072 | $4,808-56.9% | $4,137-49.9% | $6,730-69.2% |
| Admin fee / account holder | $924 | $7,669-87.9% | $6,673-86.2% | $14,365-93.6% |