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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,645 | $185,225-91.6% | $142,898-89.1% | $167,536-90.7% |
| Participation rate | 75.0% | 78.5%-3.5pp | 72.0%+3.0pp | 82.1%-7.1pp |
| Annual return | 10.50% | 8558.12%-8547.6pp | 5639.64%-5629.1pp | 478.82%-468.3pp |
| Employer contribution / active EE | $835 | $5,607-85.1% | $4,146-79.9% | $4,839-82.7% |
| Participant deferral / active EE | $889 | $4,496-80.2% | $3,838-76.8% | $6,342-86.0% |
| Admin fee / account holder | $3,814 | $8,032-52.5% | $6,560-41.9% | $12,315-69.0% |