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| Provider | Service type | Compensation |
|---|---|---|
USI CONSULTING GROUP1 year Filed as: USI ADVISORS INC Service code 27 · EIN 06-1397347 | Advisory (Plan) | $8,425 |
THE VANGUARD GROUP, INC.8 years Service code 15 · EIN 23-1945930 | Recordkeeping | $2,205 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,231 | $54,679-20.9% | $76,119-43.2% | $74,459-41.9% |
| Participation rate | 57.6% | 60.3%-2.8pp | 69.1%-11.5pp | 67.2%-9.7pp |
| Annual return | 23.00% | 31.90%-8.9pp | 361.25%-338.2pp | 1369.70%-1346.7pp |
| Employer contribution / active EE | $2,099 | $1,781+17.8% | $2,693-22.0% | $2,626-20.1% |
| Participant deferral / active EE | $4,009 | $3,072+30.5% | $4,259-5.9% | $4,350-7.8% |
| Admin fee / account holder | $53 | $2,238-97.6% | $6,421-99.2% | $1,945-97.3% |