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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,596 | $60,119-74.1% | $90,430-82.8% | $79,858-80.5% |
| Participation rate | 60.0% | 65.0%-5.0pp | 72.7%-12.7pp | 69.6%-9.6pp |
| Annual return | 17.81% | 71.94%-54.1pp | 1293.73%-1275.9pp | 31.72%-13.9pp |
| Employer contribution / active EE | $0 | $2,068-100.0% | $3,262-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $2,290 | $2,938-22.1% | $3,963-42.2% | $3,740-38.8% |
| Admin fee / account holder | $203 | $3,976-94.9% | $5,613-96.4% | $5,306-96.2% |