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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,103 | $93,617-35.8% | $135,982-55.8% | $75,177-20.1% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 2.87% | 30.89%-28.0pp | 68.32%-65.5pp | 160.75%-157.9pp |
| Employer contribution / active EE | $2,645 | $3,538-25.3% | $4,859-45.6% | $2,671-1.0% |
| Participant deferral / active EE | $5,387 | $6,406-15.9% | $7,760-30.6% | $4,126+30.5% |
| Admin fee / account holder | $19,882 | $6,980+184.9% | $10,767+84.7% | $5,651+251.8% |